Car insurance varies so greatly by provider and type of coverage that simply asking a question like “how much is car insurance” does not provide enough detail to formulate an answer.
Well, it depends on a few things, such as your driving history, the type of car you own, how many cars you own, how old you are, who else will be driving in your family, and what type of coverage you buy.
Do you need full coverage? Do you need collision and comprehensive? Do you need uninsured or underinsured motorist coverage? What about medical payments?.
As you can see, there are lots to think about. If you have a good driving history, then you have a better chance of a good deal than someone with a poor driving history. That being said, if you have a good driving history but are young (under the age of 20-24), then you will probably pay more than someone in their thirties.
Insuring one car is much cheaper than insuring several, and insuring a Lexus is more expensive than insuring a Ford. So really, to answer the question “how much is car insurance” requires that you provide a bit of detail to these questions that I’ve posted.
Also, higher deductibles will result in lower premiums, and visa versa.
The best way to really find out how much car insurance costs is to visit a site like GEICO.com and fill out the online form. This will give you a quick estimate/quote that you can depend on with relative certainty.
You can also check other insurance websites, such as Allstate, Nationwide, State Farm, Progressive, Esurance, or SafeAuto, or call an agent to get as many quotes as you desire. I recommend that you get as many as you have time for.
Typically, the cost of car insurance will be between $50-$350 per month, with older drivers with great history and moderately priced cars being at the lower end of the spectrum, and young drivers with fancy cars or bad driving history at the top of the spectrum.
The best way to prevent high insurance rates is to be accident-free, avoid tickets and citations, take safe driving classes, and buy inexpensive used cars. When adding new drivers and vehicles, get three to five quotes in order to see who can offer the best deal. of course, when you Compare Auto Insurance Quote, With car insurance, there are few uses for paying more than you have to.
So to answer your question of “how much is car insurance?” you will need to do some research and shop around, at which point you might not be happy with the price, but you should at least be able to find the cheapest provider in your area.